The Unapologetic Boss Lady

📝 Chapter 3 – The Legal Fight Begins: Standing My Ground By the time Chapter 2 ended, I had reached a crossroads. The red flags were undeniable. The emotional toll was mounting, and the financial risk was too great to ignore. I knew I had to take action—not just for myself but for every investor who had been misled, silenced, or brushed aside. ⚖️ The Decision to Take Legal Action It wasn’t an easy decision. Legal action meant time, money, and emotional energy. But I had reached a point where silence was no longer an option. I began gathering every document I had—emails, contracts, screenshots, voice notes, and even WhatsApp messages. I created a timeline of events, highlighting every breach, delay, and misleading statement. I contacted a solicitor who specialised in property disputes. Their response was immediate and validating: “You have a case.” That sentence alone gave me the strength to move forward. 📁 Building My Legal Pack I spent days compiling a formal verification pack. It ...

  💥 Two Wins, One Voice: How I Took Back Control and Got My Money Back By Sarah E. Stephenson The Unapologetic Boss Lady The past few good, long, solid months have tested me in ways I never imagined. Sleepless nights, legal battles, and the emotional toll of being dismissed by companies that thought I wouldn't fight back. But I did. And I won. Twice. No lawyer! 🎯 Victory #1: An Online Trial Items! The Hidden Tricks They Created, Without Warning. Refund Request Via Exchanging Back-and-Forth Emails.  I've been paying monthly payments to an overseas company for 18 months without realising it. I only discovered this after finding out I'd been paying £79.99 for something I didn't remember. Recently, I tried a trial IQ test for £1 and was surprised to see a £29.99 charge. I hadn't used the service beyond the trial day and felt tricked. I contacted MyIQ and explained the situation. They refused to refund me, but I referenced UK consumer rights, the cooling-off period, an...

📝 Chapter 2 – The Turning Point: When Property Dreams Met Reality After the excitement of launching my property journey in Chapter 1, reality began to set in. The vision was clear: build a portfolio, create financial freedom, and empower others through my story. But I didn’t expect how quickly the dream would be tested. 🚩 The First Red Flag It started with silence. A developer who once responded within hours suddenly took days. Promised updates turned into vague reassurances. Completion dates were pushed back without explanation. I noticed discrepancies between the glossy brochures and the actual site progress. One particular property—meant to be a cornerstone investment—became a source of stress. The reservation agreement was riddled with unclear clauses, and the agent avoided direct answers. The more I asked questions, the more resistance I faced. I remember one phone call vividly. I had just returned from a hospital visit, exhausted and emotionally drained, and I asked the ...

.......Continued Here are the actual reasons/facts on the seller's downfall: Valuation Delays : Repeated postponements and restricted access to the property hindered the timely completion of inspection reports. Structural Defects : A leak identified by the surveyor caused further delays and raised serious concerns. Mortgage Complications : Approval issues led to a revised offer that required a higher deposit than initially agreed upon. Lack of Transparency Despite my numerous requests, the seller chose to withhold the valuation report. Instead, the lender's valuer discovered a leak in this supposedly immaculate, newly constructed property, which had been completed since January 2025. After months of waiting, my patience began to wear thin, fueling my frustration. Yet, I held my composure as these ongoing issues jeopardised my ability to proceed. I meticulously documented all delays, associated costs, and threats to my financial stability. GG's team recognised that these iss...

They say every empire has its battle scars.   Mine came wrapped in legal paperwork, causing sleepless nights, a broken state of mind, and hospitalisation.  Five to six  months passed without completing the purchase, and three months have elapsed since my deadline. GG could not secure my purchase despite all the paperwork and other essential documents, and funds were satisfactory on my part, so I decided to cancel altogether. And issue a formal request letter for the £5,000 reservation fee + daily interest, as explained and sent via email correspondence to all associates involved. I was ignored and forgotten by API GLOBAL UK LIMITED, for whom I paid £5K, which vanished into thin air.   Meanwhile I am still dealing with the previous court battle with another law firm that represented the developers, E.L. Group, for the loss of my second purposed purchase property, The Residence, Greengate, Manchester M1, for a whopping £138.167, which so far our law firm, which represe...

A Reflection on Chapters 1–3 and a Glimpse Into What's Coming Where I've Been—and Where I'm Going Three chapters in, and the truth is still unfolding. From the collapse of The Residence to the betrayal of financial institutions and the relentless harassment by telecom giants, my journey has been anything but ordinary. Each chapter has peeled back another layer of injustice, exposing the systems that failed me—and countless others. But this isn't just a story of loss. It's a story of resilience , rebirth , and reclamation . What You've Read So Far Chapter 1 : Unveiling the Secrets The property investment dream turned into a nightmare, with fraud, unfinished developments, and the emotional toll of being left in financial ruin. Chapter 2 : The Financial Institutions' Betrayal A credit card company accused me of fraud, blocked my account, and tried to silence me. I fought back—and won. Chapter 3 : The Telecommunications Nightmare A £38 dispute with BT...

Chapters 2 – The Financial Institutions Betrayal  From Property Scams to Financial Warfare After surviving the chaos of fraudulent property developers and unfinished investments, I thought the worst was behind me. But the truth? The battle had only just begun. In this next chapter of my journey, I expose how financial institutions and telecom giants—those we trust to protect our money and communication—can become silent predators in our lives. The Credit Card Trap: A Glittering Lie In 2019, I was lured by NewDay Ltd’s Amazon partnership, which offered a £5,000 credit limit and sparkling rewards. It felt like a lifeline during the pandemic. But behind the glitter was a trap. One blocked transaction spiralled into a humiliating accusation of fraud. I was mocked, doubted, and dismissed—all because I dared to joke about my age. Their disbelief wasn’t just about identity—it was discrimination. I fought back. I gathered evidence, recorded calls, filed a complaint, reported it to the Ombu...

                                         ⬆ Actual Building of Residence, Manchester, where I lost £138K + .........Continued from Part 1 The First Encounter with the EL Group Before this disaster, my company had invested in another off-plan property development, known as OWS in Liverpool L1, also developed by the EL Group. Promising completion in 2018, the project dragged on and finally concluded in March 2019, a distressing delay. Despite being assured of an 8.5% rental guarantee, reality told a different story. The property was not ready for rental until June 2019, months after our supposed victory. Those initial delays were merely the beginning of a cascade of disappointments. Political Corruption and Rumours Rumour had it that the hold-up involved a former mayor's dealings with EL Group over planning permission—money exchanged hands, but not enough to satisfy the conspirators. Si...

This is Chapter 1 of my real-life journey through the shadows of property investment, where prestige was promised but betrayal was delivered. Where It All Starts: Behind the Scenes In 2016, I stepped into the property world with hope and ambition, investing in SWENNO PROPERTY. What began as a dream quickly spiralled into a nightmare. I became one of many victims of the EL Group’s fraudulent schemes — a web of deceit that left hundreds of investors financially devastated. The Residence, Manchester: A False Promise My first buy-to-let investment, “The Residence,” was purchased off-plan for £138K. I was promised guaranteed rental income and a completed property. By 2020, the developer had entered administration, leaving 170 investors stranded. The project was incomplete, builders were unpaid, and our dreams were shattered. https://www.theresidencesmanchester.com/apartments  The EL Group’s Trail of Destruction From Heap’s Rice Mill to Wolstenholme Square, Aura, and Infinity — EL Group’...

Welcome to my world. I’m Sarah E. Stephenson, a proprietor, storyteller, model, actor, uni student, and the unapologetic boss lady behind SARAH WENNO PROPERTY LTD & SWENNO INVEST LIMITED. This blog marks the beginning of a raw, honest, and revolutionary journey into the property world, told from the perspective of someone who didn’t inherit wealth, has no safety net, and doesn't follow the traditional path. Over the past few years, I’ve battled through financial hardship, discrimination, health emergencies, and legal nightmares – all while building a property portfolio from the ground up. No silver spoon. No shortcuts. Just grit, vision, and relentless determination. Why am I sharing this? Because behind every glossy brochure and polished developer pitch lies a story they don’t want you to hear. I’ve been misled, overcharged, and gaslit by companies that thought I wouldn’t fight back. But I did. And I’m still standing. Don't say 'if' you make it but say 'when...